Affordable, guaranteed acceptance final expense insurance with no medical exam. Ensure your loved ones aren’t burdened by funeral costs or outstanding bills.
No health questions or medical exams-approved regardless of pre-existing conditions (ages 50–85).
Typical policies range from $5,000-$25,000-enough to cover cremation, burial, flowers, and memorial services.
Pay off medical debts, credit cards, utility bills, or other final expenses so your family isn’t left with financial stress.
Your rate never increases-locked in for life, even as you age or your health changes.
Beneficiaries receive funds in as little as 48 hours-no delays during a difficult time.
Leave your family with emotional support-not financial obligations. A final gift of love and responsibility.
Final expense insurance is a simplified whole life policy designed to cover end-of-life costs so your loved ones can grieve in peace.
Casket, cemetery plot, headstone, funeral home services, and transportation.
Urn, memorial service, scattering permits, and related ceremonial costs.
Medical bills, credit card balances, loan payments, and other personal obligations.
Mortgage payments, utility bills, or rent to help your family stay in their home during transition.
Full coverage begins immediately-no graded benefits or partial payout delays in the first 2 years.
Apply in under 10 minutes by phone or online-no paperwork, no doctor visits.
Pay monthly, quarterly, or annually-choose what fits your budget without penalty.
We work only with A-rated, financially stable insurance companies with a history of fast, fair claims.
Our plans are available to individuals aged 50 to 85-no upper age cutoff for existing policies.
No. Final expense policies are “guaranteed issue” or “simplified issue,” meaning no blood tests, doctor visits, or health questionnaires are required.
Most families need $10,000–$20,000 to cover end-of-life costs. We’ll help you estimate your specific needs based on local funeral prices and debts.
Yes. You can designate family members, friends, a funeral home, or even a charity-no restrictions.
Final expense is a whole life policy with lifetime coverage and a cash value component. You can borrow against it or surrender it if you choose-but most keep it for peace of mind.
Take care of your final arrangements today-so your loved ones only have to remember you, not worry about expenses.