Safeguard your sanctuary against fire, theft, storms, and liability. Enjoy peace of mind with tailored home insurance plans and responsive support.
Covers the structure of your home against fire, wind, hail, lightning, and other perils listed in your policy.
Protects your furniture, electronics, clothing, and other belongings from damage or theft.
Get competitive rates with flexible payment options and discounts for security systems, claims-free history, and multi-policy bundles.
Covers legal fees and medical expenses if someone is injured on your property or you cause property damage elsewhere.
If your home becomes uninhabitable due to a covered loss, we help cover hotel stays, meals, and temporary housing.
Submit claims online or by phone with dedicated agents ready to assist you 24/7 for a swift resolution.
Our home insurance policies are designed to protect your property, belongings, and financial well-being in every situation.
Repairs or rebuilds your home after a covered disaster like fire, windstorm, or vandalism.
Replaces lost, stolen, or damaged items such as furniture, appliances, and clothing.
Covers minor medical expenses for guests injured on your property, regardless of fault.
Protects you from lawsuits if you’re responsible for someone else’s injury or property damage.
Tailor your coverage with optional endorsements like flood, earthquake, or high-value item protection.
Reward your responsible homeownership with premium discounts for maintaining a claims-free record.
Get instant help anytime you need to report a claim, update your policy, or ask questions about your coverage.
Manage your policy, view documents, and file claims anytime through our secure digital platform.
Standard policies typically cover the dwelling, other structures (like a garage), personal property, liability, and additional living expenses if your home is damaged by a covered peril.
No, standard home insurance does not cover flood or earthquake damage. These require separate endorsements or policies, which we offer as optional add-ons.
Your premium is based on your home’s location, age, construction type, replacement cost, claims history, credit-based insurance score, and chosen coverage limits and deductibles.
Yes! We offer landlord insurance policies that cover the structure, liability, and loss of rental income due to covered perils.
You can file a claim online through your account, via our mobile app, or by calling our 24/7 claims hotline. Our team will guide you through documentation and next steps.
Join thousands of satisfied homeowners who trust ConstantSecure for reliable, responsive, and affordable home insurance coverage.